National Credit Act Compliance and Responsible Lending
Credit providers, retailers offering accounts and microlenders operate under strict responsible lending obligations. This course unpacks the National Credit Act and comparable regional credit legislation, covering affordability assessment, disclosure, reckless lending and debt collection limits. Delegates learn to keep credit agreements compliant and to prepare for regulator engagement while protecting the business from disputes.
What you will be able to do
Explain the credit legislation framework and who it applies to.
Conduct affordability assessments that avoid reckless lending.
Draft compliant credit agreements and pre agreement disclosures.
Apply interest, fee and cost of credit caps correctly.
Manage lawful debt collection and enforcement steps.
Prepare for credit regulator audits and complaint handling.
Course outline
01Credit Legislation Scope and Registration
02Affordability Assessment and Reckless Lending
03Credit Agreement Drafting and Disclosure
04Interest, Fees and Cost of Credit Limits
05Debt Collection and Enforcement Boundaries
06Debt Review and Restructuring Obligations
07Regulator Engagement and Complaint Handling
Who should attend
This programme is aimed at credit managers, compliance officers, collections staff and legal advisors at banks, retailers, microlenders and other credit providers.
Dates, venues and fees
Dates
Venue
Days
Fee
Calendar
17 to 19 Aug 2026
Kampala
3
US$1,500
24 to 26 Aug 2026
Dar es Salaam
3
US$1,500
31 Aug to 2 Sep 2026
Pretoria
3
R13,000
7 to 9 Sep 2026
Cape Town
3
R13,000
21 to 23 Sep 2026
Online
3
US$900
28 to 30 Sep 2026
Mozambique
3
US$1,500
5 to 7 Oct 2026
Cairo
3
US$1,500
12 to 14 Oct 2026
Accra
3
US$1,500
19 to 21 Oct 2026
Lusaka
3
US$1,500
26 to 28 Oct 2026
Kigali
3
US$1,500
2 to 4 Nov 2026
Nairobi
3
US$1,500
9 to 11 Nov 2026
Durban
3
R13,000
16 to 18 Nov 2026
Johannesburg
3
R13,000
30 Nov to 2 Dec 2026
Mauritius
3
US$1,500
7 to 9 Dec 2026
Dubai
3
US$1,500
14 to 16 Dec 2026
Lagos
3
US$1,500
21 to 23 Dec 2026
Harare
3
US$1,500
Fees are per delegate. South African venues are priced in rand; other locations and online in US dollars. Fees exclude 15% VAT where applicable. Group bookings of three or more delegates from the same organisation qualify for a reduced rate; contact us for a quotation.