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Banking Relationship and Facility Agreement Management

Many finance teams sign facility agreements without fully understanding the covenants that will later restrict their options during a downturn. This course explains how commercial banks assess corporate borrowers, how to read and negotiate loan covenants, security and events of default clauses, and how to manage the ongoing banking relationship so facilities remain available when they are most needed.

What you will be able to do

  • Explain how banks assess corporate creditworthiness and set facility terms.
  • Interpret financial covenants, security clauses and events of default in loan agreements.
  • Negotiate facility terms, pricing and covenant headroom before signing.
  • Monitor covenant compliance and manage early warning signs of breach.
  • Prepare for covenant waiver or restructuring discussions with lenders.
  • Manage multiple banking relationships to preserve competitive facility pricing.

Course outline

  1. 01How banks assess corporate borrowers
  2. 02Reading facility letters and loan agreements
  3. 03Financial covenants and headroom
  4. 04Security, guarantees and events of default
  5. 05Negotiating pricing and facility terms
  6. 06Covenant monitoring and reporting
  7. 07Managing covenant breaches and waivers
  8. 08Multi bank relationship strategy

Who should attend

Treasury managers, finance directors, CFOs and financial managers who negotiate and manage bank facilities and lending relationships.

Dates, venues and fees

DatesVenueDaysFeeCalendar
24 to 25 Aug 2026Mauritius2US$1,100
31 Aug to 1 Sep 2026Dubai2US$1,100
7 to 8 Sep 2026Lagos2US$1,100
14 to 15 Sep 2026Harare2US$1,100
21 to 22 Sep 2026Kampala2US$1,100
28 to 29 Sep 2026Dar es Salaam2US$1,100
5 to 6 Oct 2026Pretoria2R10,000
12 to 13 Oct 2026Cape Town2R10,000
26 to 27 Oct 2026Online2US$900
2 to 3 Nov 2026Mozambique2US$1,100
9 to 10 Nov 2026Cairo2US$1,100
16 to 17 Nov 2026Accra2US$1,100
23 to 24 Nov 2026Lusaka2US$1,100
30 Nov to 1 Dec 2026Kigali2US$1,100
7 to 8 Dec 2026Nairobi2US$1,100
14 to 15 Dec 2026Durban2R10,000
21 to 22 Dec 2026Johannesburg2R10,000

Fees are per delegate. South African venues are priced in rand; other locations and online in US dollars. Fees exclude 15% VAT where applicable. Group bookings of three or more delegates from the same organisation qualify for a reduced rate; contact us for a quotation.

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