Bank and Loan Application Fraud Investigation

Loan and credit fraud, from falsified income documents to synthetic identities, causes major losses for African lenders and microfinance institutions. This course builds practical skills to detect and investigate application, disbursement and repayment fraud. Delegates examine document verification, red flag indicators, collusion between staff and applicants, and how to build a case for recovery and prosecution.

What you will be able to do

Identify common schemes across loan application, disbursement and collection stages.
Verify income, identity and collateral documents for signs of falsification.
Detect insider collusion and manipulation of credit decisions.
Use data indicators and portfolio analysis to surface suspicious lending.
Gather and preserve evidence for recovery, disciplinary and criminal action.
Recommend controls that close gaps exploited by fraudsters.

Course outline

01The Lending Fraud Landscape
02Application and Documentation Fraud
03Identity and Synthetic Identity Schemes
04Insider Collusion and Decision Manipulation
05Data Indicators and Portfolio Red Flags
06Investigation Techniques and Evidence Gathering
07Recovery, Disciplinary and Criminal Referral
08Strengthening Lending Controls

Who should attend

This course is designed for credit and lending officers, fraud investigators, internal auditors, risk and compliance staff in banks, microfinance institutions and SACCOs who assess or investigate loan and credit fraud.

Dates, venues and fees

Dates	Venue	Days	Fee
17 to 19 Aug 2026	Lagos	3	US$1,500
24 to 26 Aug 2026	Harare	3	US$1,500
31 Aug to 2 Sep 2026	Kampala	3	US$1,500
7 to 9 Sep 2026	Dar es Salaam	3	US$1,500
14 to 16 Sep 2026	Pretoria	3	R13,000
21 to 23 Sep 2026	Cape Town	3	R13,000
5 to 7 Oct 2026	Online	3	US$900
12 to 14 Oct 2026	Mozambique	3	US$1,500
19 to 21 Oct 2026	Cairo	3	US$1,500
26 to 28 Oct 2026	Accra	3	US$1,500
2 to 4 Nov 2026	Lusaka	3	US$1,500
9 to 11 Nov 2026	Kigali	3	US$1,500
16 to 18 Nov 2026	Nairobi	3	US$1,500
23 to 25 Nov 2026	Durban	3	R13,000
30 Nov to 2 Dec 2026	Johannesburg	3	R13,000
14 to 16 Dec 2026	Mauritius	3	US$1,500
21 to 23 Dec 2026	Dubai	3	US$1,500

Fees are per delegate. South African venues are priced in rand; other locations and online in US dollars. Fees exclude 15% VAT where applicable. Group bookings of three or more delegates from the same organisation qualify for a reduced rate; contact us for a quotation.

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Training a whole team?

We can run Bank and Loan Application Fraud Investigation privately for your team, on your dates and built around your own systems. Group delivery is usually more cost effective from about six delegates.

Run this in-house