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Financial Management for Banks and Microfinance Institutions

Banks, microfinance institutions and lending fintechs across Africa manage money as their core product, which makes financial management fundamentally different from other sectors. This course covers interest margin management, loan loss provisioning, capital adequacy and the regulatory returns these institutions must file. Participants gain the specialist financial skills needed to keep a lending business sound and profitable.

What you will be able to do

  • Explain how a lending institution earns and manages its margin.
  • Calculate and manage net interest income and spread.
  • Apply loan loss provisioning and impairment principles.
  • Interpret capital adequacy and liquidity requirements.
  • Prepare key regulatory and prudential returns.
  • Analyse the financial health of a lending institution.

Course outline

  1. 01Financial Structure of a Lending Institution
  2. 02Net Interest Income and Margin Management
  3. 03Loan Loss Provisioning and Impairment
  4. 04Capital Adequacy and Liquidity Requirements
  5. 05Regulatory and Prudential Reporting
  6. 06Cost and Efficiency Ratios for Lenders
  7. 07Analysing Lending Institution Performance

Who should attend

Finance staff, financial controllers, management accountants and analysts in banks, microfinance and lending institutions.

Dates, venues and fees

DatesVenueDaysFeeCalendar
17 to 21 Aug 2026Kigali5US$1,800
24 to 28 Aug 2026Nairobi5US$1,800
31 Aug to 4 Sep 2026Durban5R18,000
7 to 11 Sep 2026Johannesburg5R18,000
21 to 25 Sep 2026Mauritius5US$1,800
28 Sep to 2 Oct 2026Dubai5US$1,800
5 to 9 Oct 2026Lagos5US$1,800
12 to 16 Oct 2026Harare5US$1,800
19 to 23 Oct 2026Kampala5US$1,800
26 to 30 Oct 2026Dar es Salaam5US$1,800
2 to 6 Nov 2026Pretoria5R18,000
9 to 13 Nov 2026Cape Town5R18,000
23 to 27 Nov 2026Online5US$900
30 Nov to 4 Dec 2026Mozambique5US$1,800
7 to 11 Dec 2026Cairo5US$1,800
14 to 18 Dec 2026Accra5US$1,800
21 to 25 Dec 2026Lusaka5US$1,800

Fees are per delegate. South African venues are priced in rand; other locations and online in US dollars. Fees exclude 15% VAT where applicable. Group bookings of three or more delegates from the same organisation qualify for a reduced rate; contact us for a quotation.

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