Financial Management for Banks and Microfinance Institutions
Banks, microfinance institutions and lending fintechs across Africa manage money as their core product, which makes financial management fundamentally different from other sectors. This course covers interest margin management, loan loss provisioning, capital adequacy and the regulatory returns these institutions must file. Participants gain the specialist financial skills needed to keep a lending business sound and profitable.
What you will be able to do
Explain how a lending institution earns and manages its margin.
Calculate and manage net interest income and spread.
Apply loan loss provisioning and impairment principles.
Interpret capital adequacy and liquidity requirements.
Prepare key regulatory and prudential returns.
Analyse the financial health of a lending institution.
Course outline
01Financial Structure of a Lending Institution
02Net Interest Income and Margin Management
03Loan Loss Provisioning and Impairment
04Capital Adequacy and Liquidity Requirements
05Regulatory and Prudential Reporting
06Cost and Efficiency Ratios for Lenders
07Analysing Lending Institution Performance
Who should attend
Finance staff, financial controllers, management accountants and analysts in banks, microfinance and lending institutions.
Dates, venues and fees
Dates
Venue
Days
Fee
Calendar
17 to 21 Aug 2026
Kigali
5
US$1,800
24 to 28 Aug 2026
Nairobi
5
US$1,800
31 Aug to 4 Sep 2026
Durban
5
R18,000
7 to 11 Sep 2026
Johannesburg
5
R18,000
21 to 25 Sep 2026
Mauritius
5
US$1,800
28 Sep to 2 Oct 2026
Dubai
5
US$1,800
5 to 9 Oct 2026
Lagos
5
US$1,800
12 to 16 Oct 2026
Harare
5
US$1,800
19 to 23 Oct 2026
Kampala
5
US$1,800
26 to 30 Oct 2026
Dar es Salaam
5
US$1,800
2 to 6 Nov 2026
Pretoria
5
R18,000
9 to 13 Nov 2026
Cape Town
5
R18,000
23 to 27 Nov 2026
Online
5
US$900
30 Nov to 4 Dec 2026
Mozambique
5
US$1,800
7 to 11 Dec 2026
Cairo
5
US$1,800
14 to 18 Dec 2026
Accra
5
US$1,800
21 to 25 Dec 2026
Lusaka
5
US$1,800
Fees are per delegate. South African venues are priced in rand; other locations and online in US dollars. Fees exclude 15% VAT where applicable. Group bookings of three or more delegates from the same organisation qualify for a reduced rate; contact us for a quotation.