Debt and Loan Portfolio Management for Finance Officers
Whether an organisation is borrowing to grow or lending to members and customers, poorly managed debt destroys financial stability. This course builds practical skills in managing a portfolio of loans and borrowings, monitoring exposure, controlling arrears and reporting on debt health. It suits finance staff in lending institutions, cooperatives and any organisation carrying significant borrowings or receivables.
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Explain the components and risks of a debt or loan portfolio.
Monitor loan performance, arrears and ageing.
Assess borrowing capacity and debt service obligations.
Apply provisioning and impairment thinking to bad debt.
Design collections and restructuring approaches for distressed loans.
Report portfolio health clearly to management and lenders.
Course outline
01Anatomy of a Debt and Loan Portfolio
02Monitoring Performance and Arrears
03Ageing and Portfolio at Risk
04Borrowing Capacity and Debt Service
05Provisioning for Bad and Doubtful Debt
06Collections and Restructuring
07Portfolio Reporting and Dashboards
08Managing Portfolio Risk Over Time
Who should attend
Finance officers, credit and loans staff, treasury staff and managers in lending institutions, cooperatives and organisations carrying significant debt.
Fees are per delegate. South African venues are priced in rand; other locations and online in US dollars. Fees exclude 15% VAT where applicable. Group bookings of three or more delegates from the same organisation qualify for a reduced rate; contact us for a quotation.