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Capital Structure and Financing Decisions for Growing Businesses

Growth stretches a business beyond what its own cash can fund, forcing owners and finance leaders to choose between debt, equity and reinvested profit. This course helps decision makers understand the cost and risk of each funding source and structure financing that supports growth without overexposing the business. It is grounded in the realities of African capital markets, bank lending and development finance.

What you will be able to do

  • Compare debt, equity and internal funding as sources of capital.
  • Calculate the cost of different financing options.
  • Assess how gearing affects risk, control and returns.
  • Match financing sources to the assets and needs they fund.
  • Evaluate loan terms, covenants and security requirements.
  • Build a financing plan that supports sustainable growth.

Course outline

  1. 01Sources of Business Finance in Africa
  2. 02The Cost of Debt and Equity
  3. 03Gearing, Risk and Control
  4. 04Matching Finance to Purpose
  5. 05Evaluating Loan Terms and Covenants
  6. 06Working With Banks and Investors
  7. 07Development and Alternative Finance
  8. 08Building a Financing Plan for Growth

Who should attend

Owner managers, financial managers, finance directors and senior staff responsible for funding and capital structure decisions.

Dates, venues and fees

DatesVenueDaysFeeCalendar
17 to 21 Aug 2026Durban5R18,000
24 to 28 Aug 2026Johannesburg5R18,000
7 to 11 Sep 2026Mauritius5US$1,800
14 to 18 Sep 2026Dubai5US$1,800
21 to 25 Sep 2026Lagos5US$1,800
28 Sep to 2 Oct 2026Harare5US$1,800
5 to 9 Oct 2026Kampala5US$1,800
12 to 16 Oct 2026Dar es Salaam5US$1,800
19 to 23 Oct 2026Pretoria5R18,000
26 to 30 Oct 2026Cape Town5R18,000
9 to 13 Nov 2026Online5US$900
16 to 20 Nov 2026Mozambique5US$1,800
23 to 27 Nov 2026Cairo5US$1,800
30 Nov to 4 Dec 2026Accra5US$1,800
7 to 11 Dec 2026Lusaka5US$1,800
14 to 18 Dec 2026Kigali5US$1,800
21 to 25 Dec 2026Nairobi5US$1,800

Fees are per delegate. South African venues are priced in rand; other locations and online in US dollars. Fees exclude 15% VAT where applicable. Group bookings of three or more delegates from the same organisation qualify for a reduced rate; contact us for a quotation.

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